Introduction 

Welcome to elevate-loans.com (“Company”, “we”, “our”, “us”). These Terms of Service (“Terms”, “Terms of Service”) govern your use of our services related to loan issuance and financing (“Service”) operated by elevate-loans.com.

Our Privacy Policy also governs your use of our Service and explains how we collect, safeguard, and disclose information that results from your use of our services.

Your agreement with us includes these Terms and our Privacy Policy (“Agreements”). You acknowledge that you have read and understood the Agreements and agree to be bound by them.

If you do not agree with (or cannot comply with) Agreements, then you may not use the Service, but please let us know so we can try to find a solution. These Terms apply to all visitors, users, and others who wish to access or use the Service.

Loan Issuance

Eligibility: To be eligible for our loan services, you must:

• Be at least 18 years old or the age of majority in your jurisdiction.
• Provide accurate, current, and complete information during the application process.
• Agree to a credit check and provide consent for us to obtain and use your credit report and other relevant information.

Application Process: By submitting a loan application, you authorize us to verify all information you provide, including conducting credit checks and contacting references. You agree to provide any additional documentation or information requested by us to complete the application process.

Loan Approval: Loan approval is subject to our review and discretion. We reserve the right to approve or deny any loan application. Approval is contingent on our underwriting criteria, including but not limited to creditworthiness, income, and debt-to-income ratio.

Loan Terms: The specific terms of your loan, including the loan amount, interest rate, repayment schedule, and any fees, will be outlined in your loan agreement. By accepting the loan, you agree to comply with all terms and conditions set forth in the loan agreement.

Payments: You agree to make all payments as specified in your loan agreement. Payments must be made on time and in full. Late payments or non-payment may result in additional fees, increased interest rates, or other penalties as outlined in your loan agreement.

Communications: By using our Service, you agree to receive communications related to your loan and account, including but not limited to payment reminders, notices of changes to terms, and other important information. You may opt out of marketing communications at any time by following the unsubscribe link.

User Responsibilities: You agree to:

• Use our Service only for lawful purposes and in accordance with these Terms.
• Do not use our Service in any manner that could damage, disable, overburden, or impair our servers or networks.
• Do not attempt to gain unauthorized access to any part of our Service, other accounts, computer systems, or networks connected to our Service.

Changes to Terms: We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice before any new terms take effect. What constitutes a material change will be determined at our sole discretion.

Termination: We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Governing Law: These Terms shall be governed and construed in accordance with the laws of, without regard to its conflict of law provisions.

Contact Us: If you have any questions about these Terms, please contact us.

Effective Date: 6/10/2017